Home Loan Interest Rates

Axis bank

Axis bank

Interest Rates :
8.35% – 8.75%
Processing Fee :
Up to 0.5%
Loan Amount :
10L – 10Crs
Tenure Range :
1-30 year
More About Home Loan
  1. Minimum salary: Rs 20,000 net salary required excluding variable pay.
  2. Minimum Age: 21 Years
  3. Maximum Age: 60 Years at the time of loan maturity
  4. Minimum 3 year & above over all work Experience required.
  5. Top-up loan & parallel loan available
  6. Loan Balance transfer available
Fees and charges
  1. Part payment fee : NiL
  2. Conditional pre-closure: Any Point of time.
  3. Prepayment Charges for fixed rate loan : Nil for floating Interest rate.
  4. EMI Bounce Charges : Rs. 500 per bounce + Service Tax as applicable
  5. Delay in Payment Charges: 2% per month on the overdue installment.

 

Bajaj Finserv bank

BajajFinserv bank

Interest Rates :
8.35%
Processing Fee :
Up to 1%
Loan Amount :
30L to 10Crs
Tenure Range :
1 – 25 Yrs
More About Home Loan
  1. Minimum salary: Rs 35,000 net salary required excluding variable pay.
  2. Minimum Age: 25 Years
  3. Maximum Age: 60 Years at the time of loan maturity
  4. Minimum 3 year & above over all work Experience required.
  5. Top-up loan available
  6. Loan Balance transfer available
Fees and charges
  1. Part payment fee : NiL
  2. Conditional pre-closure: Only after 1st EMI.
  3. Pre – closure Charges : NIL
  4. PDC swap charges : NIL
  5. EMI Bounce Charges : Rs. 1000 per bounce + Service Tax as applicable
  6. Delay Payment Charges: 2% per month on the overdue installment.

 

HDFC bank

HDFC Bank

Interest Rates :
8.35% – 8.55%
Processing Fee :
Up to 0.5%
Loan Amount :
10L – 10Crs
Tenure Range :
1-30 Years
More About Home Loan
  1. Minimum salary: Rs 25,000 net salary required excluding variable pay.
  2. Minimum Age: 23 Years
  3. Maximum Age: 60 Years at the time of loan maturity
  4. Minimum 3 year over all work Experience required.
  5. Top-up loan available
  6. Loan Balance transfer available
Fees and charges
  1. Part payment fee: Nil
  2. Conditional pre-closure: Only after 6 EMI.
  3. Pre – closure Charges: Loan repaid from own sources – no charges
  4. Cheque swapping charges : Rs. 500/-
  5. EMI Bounce Charges : Rs. 500 per bounce + Service Tax as applicable
  6. Delay Payment Charges: 2% per month on the overdue installment.

 

icici bank

icici Bank

Interest Rates :
8.35% – 8.80%
Processing Fee :
Up to 0.5%
Loan Amount :
10L – 10Crs
Tenure Range :
3-30 year
More About Home Loan
  1. Minimum salary: Rs 25,000 net salary required excluding variable pay.
  2. Minimum Age: 23 Years
  3. Maximum Age: 60 Years at the time of loan maturity
  4. Minimum 3 year over all work Experience required.
  5. Top-up loan available
  6. Loan Balance transfer available
Fees and charges
  1. Part payment fee : Nil
  2. Conditional pre-closure: Only after 12 EMI.
  3. Pre – closure Charges : Nil for floating Interest rate
  4. EMI Bounce Charges : Rs. 400 per bounce + Service Tax as applicable
  5. Delay Payment Charges: 2% per month on the overdue installment.
  6. Cheque swapping charges : Rs. 500/-

 

dhfl bank

dhfl Bank

Interest Rates :
8.35% – 9.75%
Processing Fee :
Up to Rs.20000 
Loan Amount :
5L – 5Crs
Tenure Range :
1-30 Years
More About Home Loan
  1. Minimum salary: Rs 25,000 net salary required excluding variable pay.
  2. Minimum Age: 23 Years
  3. Maximum Age: 60 Years at the time of loan maturity
  4. Minimum 3 year over all work Experience required.
  5. Top-up loan available
  6. Loan Balance transfer available
Fees and charges
  1. Part payment fee : Nil
  2. Conditional pre-closure: Only after 6 EMI.
  3. Pre – closure Charges : Loan repaid from own sources – no charges
  4. CEMI Payment Bounce Charges : Rs. 250 per bounce + Service Tax as applicable
  5. Delay in Payment Charges: 1.5% per month on the overdue installment.
  6. Cheque swapping charges : Rs. 250/-

 

Yes bank

Yes Bank

Interest Rates :
9.35% – 10.50%
Processing Fee :
Up to Rs.11,500
Loan Amount :
5L – 5Crs
Tenure Range :
1-25 years
More About Home Loan
  1. Minimum salary: Rs 25,000 net salary required excluding variable pay.
  2. Minimum Age: 23 Years
  3. Maximum Age: 60 Years at the time of loan maturity
  4. Minimum 3 year over all work Experience required.
  5. Top-up loan available
  6. Loan Balance transfer available
Fees and charges
  1. Part payment fee: Nil
  2. Conditional pre-closure: Only after 12 EMI.
  3. Pre – closure Charges: Nil for floating rate loans
  4. Pre – closure Charges for fixed rate loans: 2.5% on the principal outstanding.
  5. EMI Payment Bounce Charges : Rs. 750 per bounce + Service Tax as applicable
  6. Delay Payment Charges: 2% p.m. on overdue EMI installment.

 

Religare bank

Religare Bank

Interest Rates :
10.5% – 18%
Processing Fee :
Up to 2.5%
Loan Amount :
5L – 50Lakh
Tenure Range :
5-20 year
More About Home Loan
  1. Minimum salary: Rs 25,000 net salary required excluding variable pay.
  2. Minimum Age: 23 Years
  3. Maximum Age: 60 Years at the time of loan maturity
  4. Minimum 3 year over all work Experience required.
  5. Top-up loan available
  6. Loan Balance transfer available
Fees and charges
  1. Part payment fee: Nil
  2. Conditional pre-closure: Only after 12 EMI.
  3. Pre – closure Charges: Nil for floating rate loans
  4. Pre – closure Charges for fixed rate loans: 4% on the principal outstanding.
  5. EMI Payment Bounce Charges : Rs. 575 per bounce + Service Tax as applicable
  6. Delay Payment Charges: 2% p.m. on overdue EMI installment.