Loan against Property Documentation

Loan against Property Documentation

Standard Documents list
  • The Signed application form duly filled with photograph(Applicant & Co Applicant)
  • Identity proof (Pan Card/Passport/Voter ID/ Driving license)
  • Signature proof. (Valid passport/ Pan Card/ Banker’s verification letter.)
  • Date of Birth proof (Passport/Pan Card/10th marks card/Birth Certificate.)
  • Residence Proof – (Passport/ Utility bills/ Bank Statements/Voter ID /latest telephone bill/)
  • Cheque of Processing Fee.
Salaried Individuals
  • Identity Card of the Current Employer
  • Last 2 years Form 16 or Income Tax Returns
  • Last 3 months salary slips
  • Last 6 months bank statement reflecting salary credits.
  • Appointment letter & Increment/Promotion letters.
Self-employed Individual/ Proprietorship
  • Prof of Business- Shop and Establishment Certificate/Vat Registration Certificate/ Service Tax Certificate.
  • Business profile on the letterhead of the company.
  • Existing Loans’ Sanction letters accompanied with repayment track.
  • Latest 12 months bank statement- Savings Account and Current Account.
  • Balance Sheet, Profit and loss account, income tax returns for the last 3 years certified by CA.
Property Documents
  • Sale Deed/Title deed /Mother deed/Conveyance Deed
  • Katha Certificate and Extracts
  • Land and Building tax paid receipts, possession certificate, and location sketch of property certified by revenue authorities.
  • Non encumbrance certificate for the last 12/30 years.
NOTE : 

The list of documents mentioned is indicative. During loan processing additional documents may be asked for .The same will be appropriately communicated to you as and when required.